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- Can You Suspend Social Security and Restart Benefits Later? - AARP
Timing is key Social Security will let you withdraw your original application for retirement benefits only once, and it must be within 12 months of the date your first payment occurred You start the process by filling out Social Security form SSA-521 and sending the completed form to your local Social Security office
- Can I Switch From My Social Security Benefit to a Spousal Benefit? - AARP
If your mate isn’t yet on Social Security, you can claim your retirement benefit at 62 (or later) and switch to spousal benefits when they do file
- When to Apply for Social Security to Start Benefits at 62 - AARP
The earliest you can apply for Social Security retirement benefits is four months before the month you want your benefits to start, and the earliest your benefits can start is your first full month as a 62-year-old For example, if you turn 62 in June, your benefits can begin in July, and you can apply as early as March
- Do Social Security Benefits Increase If You Continue To Work? - AARP
Continuing to work may have a benefit downside if you claimed Social Security early In the years before you reach full retirement age, you are subject to Social Security’s earnings test, which reduces your benefits if your income from work exceeds a set limit ($23,400 in 2025)
- Can you switch from Social Security retirement benefits to . . . - AARP
It you take early retirement then develop or learn you have a disabling condition, you may be able to change to Social Security Disability Insurance
- First Social Security Payment At Full Retirement Age - AARP
If you set benefits to begin at full retirement age (FRA) — 66 and 8 months for people born in 1958, 66 and 10 months for those born in 1959 and 67 for people born in 1960 and later — your first payment generally will arrive in the month after you attain that age That’s because Social Security pays benefits a month behind, so your benefit for, say, June 2025 will arrive in July
- If I Start Social Security Early, Will It Increase Later? - AARP
If you file early and retire, you’ll be stuck with permanently reduced Social Security benefits The financial implications can be huge
- Can You Get Retroactive Social Security Benefits? - AARP
If you are at full retirement age, which varies according to the year you were born, Social Security will pay benefits starting that month If you apply one to five months after you reach FRA, you can get retroactive benefits in a lump sum for that number of months If you file six months or more past full retirement age, you can get up to six months in back benefits
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