6 Best Savings Accounts of August 2025: Up to 4. 46% The best savings account interest rates are around 4% At a brick-and-mortar bank, you'll often find savings rates closer to the national average, which is currently 0 38%
The Best High-Yield Savings Accounts Right Now With the Federal Reserve holding interest rates steady in 2025 and inflation hovering just below 3%, high-yield savings accounts remain one of the safest vehicles offering real, positive returns