8 Best Pay-As-You-Go Auto Insurance Companies in 2025(Top . . . 8 Best Pay-As-You-Go Auto Insurance Companies in 2025 (Top Providers Ranked) Nationwide, Allstate, and Mile Auto are the best pay-as-you-go insurance companies, offering wide availability and safe driving discounts of up to 40% If you put 10,000 miles or fewer on your car each year, you may be able to find rates as low as $23 per month with pay-as-you-go car insurance