Best CD rates of July 2025 (Up to 4. 60%) - Bankrate A CD is useful when you want to earn a consistent, fixed yield on your lump sum of cash over the term of your savings account, especially if interest rates are declining
12 Best CD Rates of August 2025: Up to 4. 30% APY - CNBC CDs are a type of savings account where you earn a fixed rate of interest over a fixed period, also known as a CD term You can't access your funds until the CD term ends
Best CD Rates for August 1, 2025: Up to 4. 45% - NerdWallet See the best CD rates across various term lengths below Scroll down to explore the best banks for multiple CDs and to learn more about certificates APYs shown are current as of August 1, 2025