JCPenney Credit Card (Issued by Synchrony Bank) Everyday Offer Exclusive Mastercard ® Benefits Earn 1 5 CashPass points** for every dollar you spend on qualifying purchases at JCPenney! (200 points = $10 CashPass Reward) Earn 1% back on purchases everywhere else Mastercard is accepted** (Spend $1,000 = $10 Reward)