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  • LSR - The Pension Fund for State Employees in Iceland
    Pensions At LSR you get extensive pension rights for you and your family More about LSR pensions
  • Overview - LSR
    It’s easy to apply for a mortgage loan with LSR Use the loan calculator to calculate a loan based on fixed, indexed interest rates, and you’ll see the estimated payment burden, the total cost of the loan, and various other things that are good to keep in mind
  • Contact us - LSR
    For pension matters: lifeyrir@lsr is For contributions and private pension savings: idgjold@lsr is For loan matters: lan@lsr is Submitted invoices and related issues: bokhald@lsr is General inquiries: lsr@lsr is Back to top The Pension Fund for State Employees in Iceland
  • Loan calculator - LSR
    Due to a Supreme Court ruling in case no 55 2024, LSR will for the time being only process applications for indexed loans with fixed interest rates for the entire loan term
  • Overview - LSR
    LSR adopts responsible practices, guided by diligent work, professionalism, and initiative LSR’s sustainability policy outlines the fund’s main priorities regarding sustainability and how these priorities are integrated into its operations
  • Overview - LSR
    LSR is both the oldest pension fund in Iceland and the largest in terms of assets The fund has guaranteed its members and their families extensive rights for over 100 years
  • Investments - Overview - LSR
    LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return At the same time, efforts are made to limit risk as much as possible with a varied and well-diversified portfolio
  • Property purchase - LSR
    Property Loans With LSR There are many things to consider when taking out a property loan, as mortgaging your home and committing to paying off the loan even decades into the future is not a trivial decision




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