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To find the best personal loans of 2025, we compared 53 national lenders and researched 19 data points across five different categories Loan cost was the largest determining factor because
- Best Personal Loan Lenders of December 2025
Compare personal loans from online lenders like SoFi, Discover and LendingClub Personal loan rates start as low as 7% for qualified borrowers Pre-qualify with no impact to your credit score
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Check your rate for an online personal loan in minutes without affecting your credit score Get funds sent in as fast as 1 business day
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From consolidating debt to funding a major purchase, an unsecured personal loan from U S Bank might be just what you need Apply online now!
- Best Online Loans of December 2025 - U. S. News
The best online loans can get you money without you having to set foot in a bank or pick up the phone With some online loans, approval happens almost instantly and funds can be disbursed in as
- Loans - Personal, Auto Student Loans | Bankrate
Find news and advice on personal, auto, and student loans Compare rates from lenders to get the best deal
- Personal loans: See options and apply online | Wells Fargo
It's a way to borrow money to pay for just about anything you need, like home improvements, debt consolidation, major purchases, and more Personal loans are unsecured, which means there's no collateral, like the equity you own in your car or house
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