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SoFi rate ranges are current as of 12 4 25 and are subject to change without notice The average of SoFi Personal Loans funded in 2022 was around $30K Not all applicants qualify for the lowest rate Lowest rates reserved for the most creditworthy borrowers
- “Best Online Bank of 2025” Award Winner | SoFi Banking
Awarded Best Online Bank of 2025, SoFi Bank offers accounts with high APYs and no account, overdraft, or monthly fees Open a bank account online today
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Voted Best Personal Loan of 2025 by NerdWallet Consolidate debt and pay for life’s expenses with same day online personal loans from SoFi Apply online!
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Start investing online with SoFi Enjoy commission-free trades and access to stock trading, options, auto investing, IRAs, and more Start with just $5
- About Us - Leader in Marketplace Lending Investing | SoFi
SoFi started in 2011 with an alumni-funded lending model Discover the milestones SoFi has reached since then to help our members get their money right
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SoFi's mission is to help people reach financial independence to realize their ambitions Financial independence doesn't just mean being rich; it means getting to a point where your money works for the life you want to live
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Explore all of the ways SoFi can help you save, spend, earn, borrow, invest, and protect your money—all in one app
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