Is there a limit on Social Security benefits for married couples? There is a maximum family benefit, however — a cap on the total amount a family can collect from Social Security on an individual worker’s earnings record (including spousal, children’s and survivor benefits) The maximum amount is between 150 percent and 188 percent of the worker’s monthly benefit payment at full retirement age
Do My Spouses Earnings Affect My Social Security Benefits? - AARP However, your spouse’s earnings could affect the overall amount you get from Social Security if you receive spousal benefits These are Social Security payments you can collect on the basis of your husband’s or wife’s earnings record