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  • Lending Club - Time to panic? - forum. mrmoneymustache. com
    Lending Club - Time to panic?Two weeks ago I started selling off my LC loans I am probably 80-90% into cash by now The returns have just not been worth keeping the account open and the larger worry of something else going to zero All my loans are in a IRA account, does anyone know what the fees will be to transfer the balance to my Schwab IRA? I fear that I will be left with 5 32$ in the
  • Lending Club - Time to panic? - Mr. Money Mustache
    Lending Club - Time to panic?One other note, my biggest fear as a shareholder is when multiple regulatory agencies jump on this news and start fining the company The people who did this are gone, all the government is doing at that point is stealing money from shareholders They're still fining other financial institutions from eight years ago Logged
  • High Yield Savings Account - forum. mrmoneymustache. com
    I was hoping somebody with recent experience could tell me what they've used for high yield savings accounts I'm currently looking at Lending Club, and just making sure I have deposits of $250 month to get their premium rate
  • Lending Club Default Grace Period Questions
    Lending Club Default Grace Period QuestionsI only buy notes through the trading platform My strategy is to buy 36 month notes that have made at least 14 on time payments I try to select notes that are for debt consolidation and I avoid notes that are for home improvement, vacation (are you freaking kidding me??), medical bills and other Once I narrow those items down I buy the ones that
  • Filing taxes for Prosper and Lending Club. 1099-B confusion!
    I have similar docs for Lending Club I have done the 1099-OIDs in the past, so I think I'm good there I'm using H R Block online Premium software (fyi) I don't know why these P2P lending taxes are so confusing to me! Is my understanding correct here: On one 1099-B under 1d- Proceeds it says $1 14 Under 1e- Cost or other basis it says $808 80
  • is anyone Leveraging debt with Lending Club?
    Lending Club notes are also probably more economically sensitive than other investments Notes issued in 2007, for example, did not even pay back full principal, leading to a net loss for investors And the notes issued in 2008 returned an annualized 2 28%
  • LENDING CLUB SUCKS!
    « on: October 29, 2014, 03:53:25 PM » i hate to say it but i wont make another loan at lending club if you browse notes you will now see the city the borrower lives in has now been replaced with just the first 3 digits of the zip code i very often would google the city the borrower would come from and see what housing costs, whats the property tax on average and other information lending
  • Paring down lending club stake - forum. mrmoneymustache. com
    Paring down lending club stakeI am making this thread to hopefully share the experience of paring this down I don't have a super concrete goal, and part of this will need to drain out over the 5 year length of the loans However, for now, I put all of my 1200ish notes on sale for +10% to see if any sell outright I will probably move on, to try and sell them at +7 and then +5 down to maybe +1




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