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  • What Happens When Your Car is Totaled? | Progressive
    If your car is totaled after a fire, weather-related event, or collision with an animal, comprehensive car insurance coverage will pay you the value of your vehicle, minus any deductible Comprehensive can also pay you the vehicle's value, minus your car insurance deductible, if your car is stolen and then recovered but too badly damaged to repair
  • Total Loss Claims | Progressive
    Total loss When an accident causes extensive or costly damage to your vehicle, we may determine it’s not practical to complete repairs (this usually means that repairs cost more than the actual cash value of your vehicle) If this is the case, your car is determined a total loss, and we issue you and or your lienholder payment for the value of your car (minus your deductible if you’re a
  • What is a totaled motorcycle? - Progressive
    A motorcycle is considered totaled when it needs repairs that exceed its actual cash value In the world of insurance, a motorcycle in this condition would be considered a "total loss " If your motorcycle is totaled and covered by your motorcycle insurance policy or another motorist's liability coverage, you may receive payment for the actual cash value of the bike
  • Leased Car Accidents | Progressive
    What happens if you crash a leased car? Learn more about leased car accidents and what additional steps you should take regarding your leasing company
  • Gap Insurance Claims Process | Progressive
    If your vehicle is stolen or totaled, and your comprehensive car insurance or auto collision coverage claim is approved, then your gap insurer will pay your lienholder what is owed under your gap insurance policy If you have questions or are unsure of what to do, contact your car insurance company or gap insurance provider, and they can help
  • Loan Lease Payoff Coverage | Progressive
    If your vehicle is stolen or totaled in an accident and you have loan lease payoff coverage, we'll pay the difference between your vehicle's value and what you owe on it, up to 25% of your vehicle's value (though the exact limit can vary by state) If your claim is approved, we'll send the payment to your loan or lease provider Note that loan lease payoff doesn't cover additional charges
  • What Is Gap Insurance and How Does It Work? | Progressive
    What does gap insurance cover? Gap insurance applies any time your vehicle is stolen or totaled in an accident When you file a qualifying claim, your comprehensive or collision coverage will pay the actual cash value (ACV) of your vehicle, minus your deductible Your gap coverage may then pay the difference between your vehicle's ACV and the outstanding balance of your loan or lease If your
  • Does insurance cover hitting a deer? - Progressive
    If your car gets totaled in the accident, your comprehensive coverage can pay out the actual cash value of your car, minus the deductible Learn more about how car insurance deductibles work Can hitting a deer total your car? Yes, your car can be totaled in a deer vs car incident




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