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  • Top 4 Questions: Direct Subsidized Loans vs. Direct Unsubsidized Loans . . .
    We’ll dive into the ins and outs of subsidized vs unsubsidized student loans, but remember that loans are just one type of financial aid that you may be offered
  • Federal Student Aid
    Unsubsidized loans are federal student loans that accrue interest from the time they are disbursed and are available to eligible students
  • Federal Subsidized and Unsubsidized Loans - Student Aid
    The Federal FFELP and Direct (Subsidized and Unsubsidized) Loan has interest rates well below average and special repayment schedules The money you borrow must be used for school costs including tuition, fees, books, supplies, and room and board
  • Federal Interest Rates and Fees | Federal Student Aid
    If your loans are unsubsidized, you’re responsible for all the interest that accrues, even while you’re in school Learn about the differences between subsidized and unsubsidized loans
  • Federal Student Aid
    An unsubsidized loan is a federal student loan not based on financial need, where interest accrues during all periods
  • Federal Student Aid
    An official website of the United States government MENU
  • Loan Simulator | Federal Student Aid
    Loan Simulator helps you calculate federal student loan payments and choose a repayment plan that aligns with your financial goals
  • Federal Student Loan Interest Rates
    Subsidized and Unsubsidized Consolidation Loans 91-Day T-Bill = 5 40% Loans for which the application was received on or after 2 1 1999 (any status) will have a fixed interest rate of the lesser of 8 25 percent or the weighted average of the loans consolidated, rounded to the next higher 1 8 of one percent




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