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- Is company iDeco worth it? : r JapanFinance - Reddit
Wiki at: https: japanfinance github io Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable sources
- Benefits of using 企業型DC vs iDeCo : r JapanFinance - Reddit
Opening an iDeCo account would then allow you to fully utilize your tax-incentivized contribution limit For example, if one's employer has a DC and DB plan, has an employer contribution of 8k a month and allows matching up to the company contribution, then going through company DC one can only contribute an extra 8k a month
- Is it worth it to open iDeCo and NISA accounts if youre . . . - Reddit
For retirement purposes, it is always better to max out iDeCo first - the only real advantage for NISA is the ability to sell withdraw early Technically with NISA you have more control over what you invest in but it's for retirement it's better to just index fund and chill anyway
- US citizens and iDeCo : r JapanFinance - Reddit
Just because Japan describes iDeCo as a retirement pension fund doesn't mean that we can rely on that description in giving advice to taxpayers in regards to the IRS It is painful and difficult to give advice on these kinds of things that could have consequences far down the line for taxpayers when explicit guidance is lacking
- Which should be the priority ideco or NISA? : r JapanFinance
With iDeCo, you don't pay income tax or investment tax, which is amazing But you can't touch the money until you're 60+ If you're saving for retirement, it probably makes sense to maximize contributions here first With NISA, you don't pay investment tax, which is good You can sell whenever you like
- Which is recommended company to go for new NISA and iDeco? - Reddit
Should I use MUFG bank for the iDeco and New NISA? Securities brokerages tend to be better options than banks for investment accounts, mainly because they can offer a much wider range of products (banks can only offer mutual funds) and their fees tend to be cheaper (assuming you choose an online low-fee brokerage)
- Pros cons of iDeCo for an active investor (not complete beginner)
I do think that iDeco offers some behavioral advantages since the money remains locked and once is forced to invest in somewhat low volatility options for a long duration, which can be quite tedious for an active investor to do on their own
- Ideco - How to invest my monthly payment? : r JapanFinance - Reddit
Then, since iDeco contributions are done automatically, I would just ignore the amounts in your account day to day and focus on learning about the fundamentals of investing I think you’ll feel a lot more secure The amount in your iDeco account won’t be relevant to your daily life until you’re 60 years old anyway
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