- 2025 Average Term Life Insurance Rate Chart by Age - Ramsey
Find your age in our 2025 average term life insurance rate chart to get an idea of your monthly cost
- Term Life Insurance Rates by Age Chart (2025) | AAA
Additionally, you'll get the best term life insurance rates if you're a healthy non-smoker who doesn't have a high-risk job or lifestyle View the term life insurance rates by age charts to compare the prices between coverage amounts and term lengths
- Term life insurance rates by age
For example, a healthy 30-year-old female may pay approximately $21 monthly for a $500,000 policy By age 40, it rises to around $27 monthly Men receive slightly higher quotes but face similar age-related increases
- Average Cost Of Life Insurance In 2025: Rates By Age And Term
Men are twice as likely as women to have life insurance The table below provides average monthly premiums for a 30-year old female, also with no health problems, no history of genetic conditions, with the same levels of coverage
- Term Life Insurance Rates by Age, Gender Coverage in 2025
How much a term life insurance policy actually costs varies by age, coverage amount, term length, and your smoker status However, insurance companies look at an application holistically
- Term Life Insurance Calculator
Our term life insurance calculator helps you estimate how much your coverage may cost each month or year Whether you need a 20-year term life insurance calculator, 30-year term life calculator, or a simple life insurance calculator by age, this article will guide you completely
- Term life insurance for a 30 year old man - eterm. com
How Much Does Life Insurance Cost? If you are a 30 year old male, non-smoker in good health, you can expect to pay around $7 30 per month for $100,000 of 10-year term insurance More sample rates at different policy face amounts can be found in the table below
- Average Cost of Term Life Insurance by Age, Health and Coverage Amount
Excellent (non-smoker, no issues) Lowest Possible Rate $30-$40 per month Average (minor issues, controlled BP) 25-50% higher $45-$60 per month Smoker 3-5 times higher $120-$150 per month Coverage Amount Examples $250,000 policy: ideal for young adults starting out; as low as $15–$25 per month
|