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Credit Card Agreement APR for Bank Cash Advances These APRs will vary with the market based on the Prime Rate (as of 06 29 2024) Prime + 20 74% (APR) 29 24% (DPR) 0 080109% Penalty APR and When it Applies None or Up to 29 99%, based on your creditworthiness This APR will vary with the market based on the Prime Rate