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Changes are coming to your TransUnion Account - myFICO® Forums To summarize the deactivation: Equifax Credit Lock: This feature will be deactivated in all TransUnion accounts by January 31, 2025 If you have an active lock on your Equifax credit file at the time of deactivation, it will remain locked for your protection until you replace it with a credit freeze on Equifax’s website
is freezing Transunion, Experian, and Equifax good enough? Re: is freezing Transunion, Experian, and Equifax good enough? Freezing reports doesn't prevent identity theft per se, but will prevent thieves from opening new accounts in your name Why does it seem like a lot of work to freeze your accounts? You create accounts with each bureau by verifying your identity SSN
TransUnion - myFICO® Forums - 6797071 Equifax Credit Lock: This feature will be deactivated in all TransUnion accounts by January 31, 2025 If you have an active lock on your Equifax credit file at the time of deactivation, it will remain locked for your protection until you replace it with a credit freeze on Equifax’s website
Problems removing Equifax freeze - myFICO® Forums - 5873133 Re: Problems removing Equifax freeze There hasn't been a recent Equifax one that I can think of There was a TransUnion one since they consistently seem to have website issues Have you tried to actually pull your credit report to see if it's truly frozen? I know it sucks to burn an inquiry but you don't actually have to
Equifax REALLY need to fix the issue with MyEquifax website! So looks like with Equifax, they can ignore you and you don't have access to their website to do anything with your credit If you want a credit report, freeze unfreeze, file a dispute, you have to do it with snail mail
Equifax freeze warning - myFICO® Forums - 5863966 Equifax freeze warning Beware that if you do a freeze with Equifax online now, it's exclusively through myEquifax and does not provide a PIN This means if you get locked out of your Equifax account, you'll have to mail them identity docs
EQUIFAX Credit File Blocked? - myFICO® Forums - 3206394 Re: EQUIFAX Credit File Blocked? It doesn't only come from a fraud alert or freeze Our mortgage broker gave us a link to an opt out form where we opted out of prescreen offers He was positive that it would raise the score the 2 points that we needed at that time