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how often do lenders check existing customers credit files? Hi, I am awarre that lenders can check their existing customers credit files - for example Very reduced my credit limit a couple of years ago when I took out a new card how often to lenders do this and would this search show up as a soft search on credit report? For example, I am a long standing Barclaycard customer Could Barlcaycard check my credit file without me being aware or it
Credit card not showing up on Experian credit report? Hi, I am now regularly using my credit card (which I’ve had for years) and paying it off every month in a bid to improve my credit (as all other means credit card loans are in my husband’s name so whilst his credit has always looked good, mine looks non-existent-I also never really used my credit card beforehand) However my credit card account is not showing up on either my Experian credit
Has anyone used: annualcreditreport. co. uk - MoneySavingExpert Forum What's the point of using annualcreditreport co uk? It's based on information from call credit, the worst of the uk credit reference agencies You can get your call credit credit report free anyway You can also get Experian and Equifax reports free whichcreditreport co uk have a good comparison of the three credit reports and tell you how to get them
Card application when retired: How to show income Some of the apartments are pay on arrival, but my HSBC credit card is expensive for travel spending so I wanted to get a cheaper card for travel The card I wanted to apply for (Barclays Rewards) has a question about employment which I can answer with 'retired', but they also want to know my monthly net and annual gross income
Noddle - my experience — MoneySavingExpert Forum Provided it really is free, the Noddle report is brilliant Up to date info on all credit agreements and if I ever want to check the balance on my mortgage I need no longer wait for my bi-annual lenders statement, I can just log into Noddle
Welsh water credit report — MoneySavingExpert Forum Out of the blue i have been told by Welsh Water that credit report is effected negatively when you dont pay the entire annual bill in April and even though i…
Sainsbury’s credit card transfer to NatWest - Page 12 The credit card transfers sound to be a nightmare Fortunately I only had a Sainsbury's Bank savings account which I used very occasionally with telephone banking and an annual paper statement
Help please. . . on an Experian credit report - MoneySavingExpert Forum Ok, since these searches show on your Experian report I doubt it is something affected by anything on your Equifax report, but worth also looking at that I can only assume the mortgage is causing the LENDERS to score you negatively when you are attempting to take out one third of your annual salary in credit on top of the credit limit