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What to Know About Buying a House When You’re 60 and Older If you’re over 60 and buying a house, you may second-guess making such a commitment Whether it's your first home or your 10th, unless you’re buying the house with cash, you'll probably take on a 15- or 30-year mortgage, and a good chunk of your retirement budget will be monthly house payments
How to Purchase a Home When You’re Retired Types of Retirement Income for Buying a Home If you are retired, chances are, you still have some type of income even though you no longer go to work Many retired people get their income from: Social security payments Trust distributions 401k Roth IRA Pension Spousal support survivor’s benefits Annuity income Rental properties Investments