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Student Loan Refinancing in 2025: Empowering Financial Freedom Burdened by student loan debt? See how refinancing can transform your financial life Learn benefits like lower payments simplified debt Get expert tips resources to empower your journey
Student Loan Calculator - MSN If you have Federal student loans, refinancing typically only makes sense if you are NOT going for any type of loan forgiveness, and plan to pay off your loan within 5 years
Interest Rates for Direct Loans First Disbursed Between July 1, 2025 . . . On May 6, 2025, the Treasury Department held a 10-year Treasury note auction that resulted in a high yield of 4 342% The chart below shows the interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2025 and before July 1, 2026