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Best Online Savings Accounts of August 2025 – up to 10. 38% APY The best online savings accounts can save you over $500 compared to the average brick-and-mortar offer To help people get the most for their money, WalletHub compared over 350 savings and money market accounts – including 33 student accounts and 64 business accounts – from 233 banks and credit unions, both online-only and branch-based
Best Savings Accounts of July 2025: Online, High-Yield and ATM Accounts The best high-yield savings accounts have no fees, low deposit requirements and sky-high interest rates Until July 2025, savings rates were pretty steady As of July 2025, the FDIC reports savings accounts have an average interest rate of 0 38%