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Auto loan rewrite - myFICO® Forums - 1576808 Re: Auto loan rewrite Are you asking about refinancing your auto loan ? Auto loans are installment loans and FICO doesn't weigh the amount of installment debt very heavily at all, so you won't see much score improvement as your balance decreases
Auto Loan Rewrite- Ford Credit - myFICO® Forums - 640655 Auto Loan Rewrite- Ford Credit Good Morning, I am applying for a mortgage and in order to qualify I have to lower my DTI My only debt is a car payment that is $488 a month There is only 15 months left, but right now I do not have the money to pay it off since most of my reserves are going towards a down payment
Contract was changed after I signed left the dealership. Understanding that they dealership shouldn't have changed the date, how has this affected your credit? You should have your old account paid off and your new account showing an inception date with your payment history Was the payoff on the old lease made LATE or was the payment on your new lease posted late? What "credit issue" is happening to you? The dealership cannot change your contract
Capital Ones FICO 8 Score from Transunion - myFICO® Forums Capital One switched their credit monitoring score from Vantage 3 0 to FICO 8 from Transunion this year I think many of us applauded the move as it gave us access to another FICO score Since the switch, I've been seriously wondering if Capital One is truly showing the FICO score from Transunion
Bilt to WF Autograph Automatic Conversion? - myFICO® Forums 11-11-2025 01:24 PM Re: Bilt to WF Autograph Automatic Conversion? If it was closed, it's closed and there's nothing to convert If the account is still open, there's nothing for you to do: WF will do it themselves, (the "auto" in "autoconvert",) whenever they're good and ready
Auto Loans - myFICO® Forums It’s always helpful to get a little advice before committing to an auto loan From loans, leases, approvals and terms, this is your board to talk everything auto loans
Auto loan with no open accounts? BMW FS - myFICO® Forums Auto loan with no open accounts? BMW FS Hello, Long story short My only 2 credit cards were with Chase I got all my accounts closed randomly by them Now my credit report shows 0 open trade lines, 0 available credit, etc However, I have 6 paid off auto loans on my report as well Amounts all ranging from 35k-90k, all in the last 4 years
Anyone else get a letter from Discover Capital One. . . - myFICO® Forums . . . Anyone else get a letter from Discover Capital One about your Discover card? Got a snail mail letter of updated account terms as my Discover Miles is moving to Capital One They're honoring the 0% APR promo I got when I signed up, honoring my first year cash back match, dropped my minimum payment from $35 1% to $25 1%, changing cycle dates (they say my cycle will close up to three days earlier
Second Penfed card app - myFICO® Forums - 6847647 I was looking for a card that primarily pulled from Equifax My score on Equifax was 786 with 2 inquiries in the last 24 months I have utilized Penfed for 2 personal loans and 1 auto loan and paid them off and I have 1 credit card paid off with them I was prequalified and my app went into pending,
Tesla Leasing - myFICO® Forums - 6834717 Tesla Leasing Hey all, my Experian fico 8 auto is my highest credit score, I'm expecting my other two bureaus to catch up this weekend when on time payments and other things report