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Is there a limit on Social Security benefits for married couples? However, there is a maximum family benefit — a cap on the total amount a family can collect from Social Security on an individual worker’s earnings record (including spousal, children’s and survivor benefits) The maximum amount is between 150 and 188 percent of the worker’s primary insurance amount (the monthly payment they qualify for at full retirement age)
When to Apply for Social Security to Start Benefits at 62 - AARP The earliest you can apply for Social Security retirement benefits is four months before the month you want your benefits to start, and the earliest your benefits can start is your first full month as a 62-year-old For example, if you turn 62 in June, your benefits can begin in July, and you can apply as early as March