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World Bank Fintech The Fintech and the Future of Finance report is a series of eight technical notes and one overview paper covering data trends and market perceptions related to fintech, fintech policy issues, and specific fintech products (payments, SME finance products and digital money)
Fintech and the Future of Finance - World Bank Group The technology-enabled innovation in financial services —known as fintech—is one such example, accelerating rapidly as pandemic shutdowns amplified its importance for maintaining business activity and financial services during a time of social distancing
Fintech and the Future of Finance - World Bank Group Fintech and the Digital Transformation of Financial Services: Implications for Market Structure and Public Policy (Market Structure note) draws on the underlying economics of financial services and their industrial organization to examine the implications of digital innovation for market structure and attendant policies, including financial and
Embracing New Technological Challenges and Opportunities, and Building . . . Fintech, blockchain, artificial intelligence, and digital currencies are driving real change and reshaping our financial ecosystem China is among the countries that have embraced these new financial technologies and realized impressive achievements because of them
World Bank Payment Systems Fintech Agenda In the payment systems domain, the FinTech specific focus is on e-money, fast payment services, central bank digital currencies (CBDC), open banking, tokenization, Quick Response (QR) codes, and policy formulation for crypto-assets and leveraging the underlying technology
Authors - World Bank Group See full profile Harish Natarajan is a Lead Financial Sector Specialist with the Payment Systems Development Group, at the World Bank He is a core member of the cross-sectoral teams in the World Bank working on Universal Financial Access 2020, ID for Development, Government payments, Digital Economy and Fintech
Digital Progress and Trends Report 2025: AI Foundations The World Bank’s Digital Progress and Trends 2025 report explores how AI is reshaping economies and societies, highlights affordable ‘Small AI’ solutions, and outlines the foundations for inclusive, sustainable innovation
Financial Inclusion Overview - World Bank Group Half of the adults around the world – around 2 5 billion people – don’t use formal financial services, and 75% of poor people are unbanked because of costs, travel distances and burdensome requirements involved in opening a financial account While the poor don’t have the same access to financial products, their need for financial services may be even greater Financial inclusion is a
World Bank Group Hub at UK FinTech Week Join FinTech Alliance during UK FinTech Week for top voices, bold ideas, and global connections shaping the future of financial tech
Foreword - World Bank Group Foreword The monumental challenges we face today, from COVID-19 to the war in Ukraine, have reminded us that throughout history, turbulent times are often accompanied by innovation The technology-enabled innovation in financial services —known as fintech—is one such example, accelerating rapidly as pandemic shutdowns amplified its importance for maintaining business activity and financial