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Rocket Mortgage - Great Experience : r FirstTimeHomeBuyer - Reddit Rocket Mortgage is a great lender but they charge really high rates through their direct to consumer channel To them, they want to use their brand to increase margins Sort of like Apple is the highest priced cell phone manufacture
Warning: Avoid Rocket Mortgage at all costs : r homeowners - Reddit Difference between Rocket Mortgage and a good, local mortgage lender is that we’re gonna remind you about those updated docs we need before the very last minute and keep you in the fold We don’t just assume you’re mortgage experts that know exactly what we need all the time, and we take the time to explain the process to you so that you
Opinions on Rocket Mortgage : r FirstTimeHomeBuyer - Reddit I thought about using Rocket mortgage but ended up preapproved with Sofi, Local lender and Wells Fargo, ended up going withe Wells fargo as they offered the best deal We are both GC holders and I had just 20 months of Credit history and therefore the lowest Credit score (715) but the highest income, my spouse had a higher score but they used
Rocket mortgage? : r FirstTimeHomeBuyer - Reddit Rocket Mortgage is a decent option for FHA buyers, but shop around Get quotes from a local lender or mortgage broker as well $5k is likely cutting it close for an FHA loan - you may need more for the down payment, closing costs, and reserves Focus on improving your credit score too, as that will impact your mortgage rate and costs
Rocket Mortgage Experience : r FirstTimeHomeBuyer - Reddit In the sense that all numbers are the same A 5 is a 5 is a 5 But the rate you're being offered for your mortgage will vary from place to place This was the first lender I spoke to that gave me the feeling that they were dishonest Because they are A cursory search of this subreddit for posts about Rocket Mortgage would have confirmed that
Rocket mortgage calling me to refi their mortgage, whats the . . . - Reddit I've had Rocket Mortgage for years, and they call every few months trying to get me to refinance again They want those closing costs, and rolling them into your mortgage increases your principal balance, and therefore your short-term interest payments Odds are, you aren't going to keep the mortgage with them until it's fully paid off
Does Rocket Mortgage Only Use AMCs : r appraisal - Reddit Rocket Mortgage are criminals same as before when they were called Lending Tree Still cheap, still draining -just a land mine for an honest ethical proper appraiser like myself If you can drop them -drop 'em FXXX those guys for using us as a tool to harm the American Public
Rocket Mortage is awful : r FirstTimeHomeBuyer - Reddit Rocket Mortgage (and all the affiliated Rocket companies under that umbrella) have high-pressure sales for the following reasons: Not only the mortgage reps, but the processors as well, are employed out of the gate with a 47 5-hour week staring them in the face
Rocket Mortgage : r FirstTimeHomeBuyer - Reddit Rocket mortgage is known but often not preferred by agents as there isn't a "personal" touch and they are terrible with any sort of hiccups Local lenders have a name and a face They have an office in your area and they know all the major politics of your city
Rocket mortgage? : r FirstTimeHomeBuyer - Reddit I feel like Rocket Mortgage preys upon the novice-ness of first time home buyers We used a local lender who is essentially a one-person show and works in a one room office They’re amazing, for us a great rate, answered the phone at all times day night weekends, and worked crazy fast — but I would’ve NEVER found him via Google