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III | We are the trusted source of unique, data-driven insights on . . . You’ll learn about enhanced economic indicators of inflation and growth to help inform future underwriting projections and a forward-looking view at the P C industry underwriting performance, including combined ratio, premium growth, and rate impact across all major product lines Please contact members@iii org for the secure registration link
Resource Center | III For Immediate Release Media Contact: Media@iii org MALVERN, Pa , Oct 15, 2025 – The Insurance Information Institute (Triple-I) has published a comprehensive Issues Brief addressing common misconceptions about risk-based pricing in property casualty insurance and warning against government intervention that could harm consumers
Facts + Statistics: Industry overview - III (1) Property casualty: net premiums written after reinsurance transactions, excludes state funds; life annuity: premiums, annuity considerations (fees for annuity contracts) and deposit-type funds Both sectors include accident and health insurance Source: NAIC data, sourced from S P Global Market Intelligence: Insurance Expense Exhibits, Summary of Operations; Insurance Information Institute
Facts + Statistics: Highway safety - III The cost of auto insurance can be affected by the vehicle's cost and crashworthiness (the degree to which it can protect occupants from the effects of an accident) and by the driver's safety habits Insurers support raising awareness about safe driving practices, such as seatbelt usage and avoiding driving while under the influence of alcohol These initiatives reinforce public safety and help
Facts + Statistics: Auto insurance - III Auto insurance expenditures, by state The tables below show estimated average expenditures for private passenger automobile insurance by state from 2016 to 2020 and provide approximate measures of the relative cost of automobile insurance to consumers in each state To calculate average expenditures, the National Association of Insurance Commissioners (NAIC) assumes that all insured vehicles
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Legal System Abuse Adding to Increasing Auto Insurance Costs . . . - III New York Press Office: Loretta Worters, 917-208-8842, lorettaw@iii org NEW YORK, Feb 27, 2024 —The Insurance Information Institute (Triple-I), the trusted source for data driven insights on risk and insurance, today released its latest issues brief highlighting how excessive litigation is compounding a years-long problem of rising auto
Facts + Statistics: Homeowners and renters insurance - III Homeowners insurance premiums The average homeowners insurance premium rose by 11 2 percent in 2022 from 2021, according to a May 2025 study by the National Association of Insurance Commissioners, the latest data available The average renters insurance premium rose by 0 6 percent in 2022 breaking seven consecutive annual declines Home inventories According to a 2023 Triple-I Munich Re
Facts + Statistics: Pet Ownership and Insurance - III An estimated seventy-one percent of U S households, or about 94 million families, own a pet, according to the 2024-2025 National Pet Owners Survey conducted by the American Pet Products Association (APPA) This is up from 56 percent of U S households in 1988, the first year the survey was conducted Total pet industry expenditures in the U S totaled $152 billion in 2024, up 3 4 percent from
I. I. I. Daily Newsletter signup form | III The Triple-I Daily offers insurance industry insights, trends, data, and statistics from thought leaders, along with the latest articles from mainstream news and media Topics include property casualty insurance, life insurance, natural catastrophe, resilience, climate risk, cyber risk, pricing risk, and economics The Daily is open to employees and or students of member organizations To