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Car Insurance in Kansas City, MO - The Zebra How much does car insurance cost in Kansas City? Car insurance in Kansas City costs an average of $1,077 for a six-month policy or $180 per month on average In 2025, our data shows USAA is the cheapest car insurance company in Kansas City with rates at $564 for a six-month policy Kansas City drivers pay more than the average for car insurance in Missouri ($954 every six months) and more than
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