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Gap Insurance for Leased Cars | Insurance Unlimited You can protect yourself against this potential risk by buying gap insurance, which is designed to cover the difference between what conventional auto insurance covers and what you owe at the time of the loss Gap insurance may be added to your existing auto policy or purchased separately
The Lowdown on Those Free Credit Scores | Insurance Unlimited While your credit report can be obtained for free, your credit score will cost you money, except in the case where you have been denied a loan on the basis of your credit score, in which case you may obtain your credit score for free However, many banks and lenders are now providing their customers with free monthly credit score updates
Flood Insurance: What Homeowners Need to Know | Insurance Unlimited Flood insurance is a federally backed program that covers what your homeowners policy does not Talk to your insurance agent today to make sure that you have this important coverage in place, long before disaster strikes
What Determines Car Insurance Rates? | Insurance Unlimited The amount you pay for auto insurance is determined by a complicated algorithm that takes many factors into consideration Your driving history is just one variable used to calculate your rate Read on to learn more about what auto insurance carriers look at when they determine your premium
What is Exposure? | Insurance Unlimited 1 Exposure is an individual’s inclination to Risk in their daily life For example, the more a person drives their car, the higher their Exposure to an accident Insurance companies use Exposure to measure the risks of taking on certain policies and to help determine Premiums
Estate Management Checklist | Insurance Unlimited You should consider determining whether you are insurable before implementing a strategy involving life insurance Any guarantees associated with a policy are dependent on the ability of the issuing insurance company to continue making claim payments
Identity Theft Insurance: A Guide | Insurance Unlimited Before you decide to purchase identity theft insurance, it's important to find out what the policy limits are, how much your deductible will be, how much money loss it actually covers, and whether legal fees or restoration services are included
A Guide to Insuring Valuables In Your Home | Insurance Unlimited Being prepared, with the right insurance in place, is key If damage or theft occurs, being prepared will make a difficult situation much more manageable With adequate coverage in place and an extensive home inventory, you'll get the money you need to cover losses if they happen
What is a Term? | Insurance Unlimited The Term is the length of time a specific insurance Policy is effective This feature is most commonly found in life insurance, where the Policy is only good for a specific length of time, or “term” of a person’s life