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Kroo Bank | Home Choose Kroo, the bank that pays you interest on your current account and your savings Download Kroo to open the current account and earn 2 90% AER (variable), and then apply for the Kroo Flexible Cash ISA to earn 3 80% AER (variable)
Kroo Bank | About us Kroo offers a current account, an overdraft, deposit protection up to £120,000 and zero fees on spending abroad By providing the security of a high-street bank combined with the flexibility and intuitive customer service of a FinTech, we’re offering customers the best of both worlds
Kroo Bank | Current Account We believe your money should earn its keep With Kroo, you'll earn *2 90% AER 2 86% Gross (variable) on your current account balance And we’ll pay you monthly So no moving money between accounts No messing about *Kroo pays a tracker rate at 1 10% below the Bank of England base rate
Kroo Bank | The Essentials Kroo charges no opening fees, no maintenance fees and has zero commission when you spend abroad The Kroo current account is free and feature-packed to meet your banking needs
Kroo Bank | Current Account | Key Information Switch my main account to Kroo using the Current Account Switching Service We don’t offer this service just yet, but it’s something we’re planning on introducing in the future
Kroo Bank | Enjoy travelling with Kroo Kroo is the perfect travel buddy You can count on us with fee-free spending around the world Real-time rates We pass Visa’s real exchange rate directly to you – no hidden fees or unexpected markups Spend more on what makes you happy and less on fees
Kroo Bank | Cash ISA You’ll need a Kroo Personal Current Account to open a Kroo Cash ISA, subject to eligibility
Kroo Bank | Current Account | Interest calculator Unlike a savings account, we know your balance with a Kroo current account may go up and down, which will impact your monthly interest earnings That's why Kroo calculates interest daily and we've given you the daily calculation above
Kroo Bank | Personal Overdrafts It’s totally up to you, and you can do it on the Kroo app And like all credit products, exact limits and eligibility will depend on your individual circumstances
Kroo Bank | Current Account Fees Full information is available in the Kroo Personal Current Account Terms and Conditions A glossary of the terms used in this document is available free of charge