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Best 0% Intro APR Credit Card Offers Reviewed 2025 | LendingTree The longest 0% intro period is currently 24 months, which means you won’t pay interest until 2027 with some of our top choices The best 0% APR credit cards can help you save more than $2,000 — including interest savings and rewards — over a two-year period
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7 Best 0% APR Credit Cards (Dec. 2025) - 0% for 21 Months Below are our picks for 2025's best 0% intro APR credit card offers These cards allow cardholders to carry a balance interest-free for a number of months before the card's regular APR kicks in Disclosure: When you apply through links on our site, we often earn referral fees from partners
Best 0% Intro APR Cards of December 2025 | CardCritics™ Start by checking the length of the 0% intro APR period—cards typically offer 12 to 21 months interest-free, and longer windows give you more time to pay down balances