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Introduction to Medicare - Medicare Interactive Medicare is the federal government program that provides health care coverage ( health insurance health insurance Health insurance (sometimes called health coverage) pays for some or all of the cost of health services you receive, like doctors’ visits and hospital stays Programs like Medicare and Medicaid are public health insurance offered through the government Health insurance can also
Medigap overview - Medicare Interactive Medigaps are health insurance policies that offer standardized benefits to work with Original Medicare (not with Medicare Advantage) They are sold by private insurance companies If you have a Medigap, it pays part or all of certain remaining costs after Original Medicare Original Medicare Original Medicare, also known as Traditional Medicare, is the fee-for-service health insurance program
Federal Employee Health Benefits (FEHB) basics - Medicare Interactive Federal Employee Health Benefit (FEHB) plans cover current and retired government employees They are administered by the Office of Personnel Management (OPM) FEHB plans can be either Health Maintenance Organizations (HMOs) or Fee-for-service (FFS) plans HMOs have networks of providers, and you must usually see in-network in-network In-network means part of a private health plan’s network
Medicare Advantage basics - Medicare Interactive While the majority of people with Medicare get their health coverage from Original Medicare Original Medicare Original Medicare, also known as Traditional Medicare, is the fee-for-service health insurance program offered through the federal government, which pays providers directly for the services you receive Almost all doctors and hospitals in the U S accept Original Medicare , some
The parts of Medicare (A, B, C, D) - Medicare Interactive Most outpatient care is covered under Medicare Part B (medical insurance) medical coverage Part C offers an alternate way to receive your Medicare benefits (see below for more information) Part D provides prescription prescription A prescription is an order for a health care service or drug written by a qualified health care professional
Differences between Medicare and Medicaid Also know that while Medicare and Medicaid are both health insurance programs administered by the government, there are differences in covered services and cost-sharing Make sure to call 1-800-MEDICARE or contact your local Medicaid office to learn more about Medicare and Medicaid costs and coverage, especially if you are a dual-eligible
When Medicare is primary and secondary - Medicare Interactive When you have Medicare Medicare Medicare is the federal government health insurance program that provides health care coverage if you are 65 or older, are under 65 and receive Social Security Disability Insurance (SSDI) for 24 months, begin receiving SSDI due to ALS Lou Gehrig’s Disease, or have End-Stage Renal Disease (ESRD) no matter your age
Do I need Medigap? - Medicare Interactive Medigaps are health insurance policies that work with Original Medicare (not with Medicare Advantage) to cover costs that Medicare doesn’t They are sold by private insurance companies If you have a Medigap, it pays part or all of certain remaining costs after Original Medicare pays first These costs can include: Deductibles Coinsurance