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Mortgages: Types, How They Work, and Examples - Investopedia Mortgages are available in a variety of types, including fixed- and adjustable-rate The cost of a mortgage will depend on the type of loan, the term (e g , 30 years), and the interest rate
What is a mortgage and how does it work? | Fidelity Learn how mortgages work A mortgage is a loan used to purchase a home or other type of real estate In a mortgage, the property acts as collateral, meaning the lender can take it back if the borrower fails to make timely payments
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Mortgages - Home Mortgage Loans from Bank of America Mortgage rates valid as of date time and assume borrower has excellent credit (including a credit score of 740 or higher) Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance