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Mortgage Loan: Process, Types and Payments | LendingTree A mortgage is a written agreement that gives a lender the right to take your home if you don’t repay the money they lend you at the terms you agreed on Your mortgage payment amount is based on how much you borrow, the length of your loan term and your interest rate
What is a mortgage and how do I get one? | Rocket Mortgage Let’s start with the definition that explains what a mortgage is A mortgage is a loan from a lender that gives borrowers the money they need to buy or refinance a home The borrower agrees to pay back the lender with monthly mortgage payments that include principal, interest and other fees
What Is a Mortgage? Payments, Types and Terminology A mortgage lets you buy a home without paying cash Mortgages typically require you to pay some money right away — called the down payment — and then repay the rest over time
What is a mortgage? - Consumer Financial Protection Bureau A mortgage is an agreement between you and a lender that gives the lender the right to take your property if you don’t repay the money you’ve borrowed plus interest Mortgage loans are used to buy a home or to borrow money against the value of a home you already own
What Is A Mortgage? – Forbes Advisor A mortgage is a type of loan that is secured by real estate When you get a mortgage, your lender takes a lien against your property, meaning that they can take the property if you default on