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Your guide to Structural Warranties and Construction All Risk . . . CAR Insurance is essential for protecting construction sites and projects from damage, liability, and other risks during the building phase LDI offers long-term protection after the project is completed, covering defects that may arise, ensuring the building’s structural integrity and financial security for owners and investors
Structural Warranty Insurance - Alan Boswell Group Structural warranty insurance is a policy that protects against defects in new buildings for a period of usually 10 or 12 years after completion While policies are usually purchased by developers before construction begins, it’s actually there to protect the homeowner from structural damage that may occur within the 10 or 12 year period after it has been completed
Latent Defects Insurance | AJG United Kingdom What is latent defects insurance? Latent defects insurance covers the cost of repairs or rebuilding for structural damage that appears months or years after completing a new-build or conversion project These defects can be caused by design or construction faults, or faulty materials, which can be disruptive, costly, and have a serious impact on your business, or future purchasers of new homes
Latent defects insurance: protecting your project post completion What is latent defects insurance? Latent (inherent) defects insurance, also known as Structural Warranty or Building Warranty, is an insurance policy that provides indemnity for structural damage to an insured property discovered post completion, but as a result of a defect in design, material or workmanship during construction
Structural Warranty: Everything you need to know Several core components make up a structural warranty It covers structural problems in the construction process, as opposed to damage from external factors such as adverse weather or natural disasters like fires, floods, or storms The structural warranty often includes defects insurance for the first two years
Latent Defects Insurance | Structural Warranty Cover Latent Defects Insurance (LDI), often referred to as Structural Warranty, New Home Warranty, or Building Defects Insurance, is a type of insurance that covers hidden or latent defects in newly built or renovated properties that may not be immediately apparent In some regions, it is also known as Decennial Insurance, which specifically refers to a ten-year coverage for serious construction
Inherent (or Latent) Defects Insurance (IDI) - Marsh It is an insurance that covers the cost of repairing a building should an inherent defect in the structural works (deemed to be the load bearing structures, external walls, and roofing) cause damage, or threaten imminent collapse, during a period of up to 10 or 12 years following practical completion of construction
Structural Building Warranty Insurance | Latent Defects - CIR Unlike traditional insurance policies that cover damage caused by external factors, like fire or natural disasters, a structural warranty specifically addresses issues arising from faults in the design, workmanship or materials used during construction