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Zelle - NAFT Federal Credit Union - Pharr Harlingen, Texas To start using Zelle ® at NAFT Federal Credit Union, you must be enrolled in Bill Pay If you are not already enrolled in Bill Pay, you can enroll by logging in to Online Banking or our mobile banking app Locate the Tab Name tab and follow the instructions to complete the Bill Pay enrollment steps Once enrolled in Bill Pay, you can access “Send Money With Zelle ® ” tab in Bill Pay to