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What is an insurance deductible? - Progressive An insurance deductible is the out-of-pocket amount your insurance company requires you to pay when a covered incident occurs Depending on the policy type — homeowners, renters, auto, or health — you may have to pay more than one deductible You typically get to choose your deductible amount when you purchase the policy
What is a homeowners insurance deductible? - Progressive Your homeowners deductible is what you pay out of your own pocket for a loss or repair that's covered by your policy Suppose you have a $1,000 deductible for homeowners insurance, and the cost of covered damages comes to $3,000 Your insurance company would subtract your deductible of $1,000 from the total cost of the covered damages and pay out $2,000
Hit-and-Run Insurance: Claims Coverage | Progressive Learn more about collision coverage and car insurance deductibles Uninsured motorist property damage (UMPD): In most states, a driver who flees the scene of an accident will be considered "uninsured" by your insurance company So, if you don't carry collision coverage, consider UMPD for damage to your car caused by a hit-and-run incident
How does car insurance work? - Progressive How does car insurance work? Car insurance works as a safeguard for your financial well-being in case of car accidents, theft, or other auto incidents beyond your control Depending on your coverages, your car insurance company can help pay for vehicle repairs, medical expenses, and damages or injuries you cause others while driving