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Premium Credit (Car Insurance) on Credit Report Its a low value high interest loan, it will show on your credit history as such and other lenders will be free to make what they want of it Most home car policies are annual irrespective if you pay for them in one go or monthly When you pay for it monthly you are effectively given a loan for the monies but in some cases, particularly smaller
how often do lenders check existing customers credit files? Hi, I am awarre that lenders can check their existing customers credit files - for example Very reduced my credit limit a couple of years ago when I took out a new card how often to lenders do this and would this search show up as a soft search on credit report? For example, I am a long standing Barclaycard customer
Water bill on credit file, credit score dropped On checking my report, it appears that my water bill has been added to my credit file as a debt when my annual bill was produced last month I have paid this in instalments by direct debit for 20 years and never ever missed a payment This is the first time it's appeared on my credit file
Has anyone used: annualcreditreport. co. uk - MoneySavingExpert Forum It's based on information from call credit, the worst of the uk credit reference agencies You can get your call credit credit report free anyway You can also get Experian and Equifax reports free whichcreditreport co uk have a good comparison of the three credit reports and tell you how to get them
credit card transfer application, what occupation should i enter Ok fair enough, at least you have a fixed income Is your credit history in reasonably good shape (no defaults or missed payments)? I agree with you that, yes, you'd definitely want to be looking at a 0% balanace transfer to combat the CC balance You're probably best placed to put homemaker as your employment with the £13,000 annual income
Buying Annual Leave -tax implications - MoneySavingExpert Forum For the last few years I have bought extra days annual leave through my employers salary sacrifice scheme and always saved tax and National insurance by doing this For the upcoming 23 24 tax year the information given out says that we will no longer save tax as the benefit will now be reported on our p11d and we will therefore pay tax on the
Betting company searches on credit file - MoneySavingExpert Forum My credit file shows a single soft search by Power Leisure Bookmakers Limited The search has a sub-title of 'Anti Money Laundering' I understand that betting companies undertake soft searches on some of their customers however, I am and never have been a customer
Cancel subscription charged to credit card - MoneySavingExpert Forum I have a couple of old annual subscriptions that seem to be charged to my credit card that I want to cancel, but I have lost track of the account details or even which email the account is against At least one of these has continued to be charged even though my credit card expiry date changed, which I thought should not be able to happen
Car PCP deal has significant impact on credit score Looking for a new car there was a great deal from BMW on a pcp deal over 4 years The monthly payment is affordable and we happily signed up for it Today I get my monthly moneysavirngexpert credit club email and log in and almost fainted My overall credit score has reduced from 999 to 965 and my credit affordability has gone from V good to V