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authentication - Is Plaid, a service which collects user’s banking . . . Plaid has raised billions in funding! I would think with Plaid using bank logos to make their “fake” bank login forms look legitimate, banks would be after Plaid with lawsuits But apparently some of them are investors! On Plaid’s website Citi, American Express, and others are listed as investors
I linked an account with Plaid. If I change my username and password . . . “ Can Plaid still access my account without even after I change my username and password?” Well Plaid's access to your account is dependent on the token, not your username and password If you change your username and password, the token becomes invalid, and Plaid should no longer have access to your account There are scenarios where Plaid can still have access, but in general, no
Is Plaid safe if I change the password after deposit? Let's say you trade on Coinbase Every time you need to deposit money via Plaid, you: change the password to your online bank account pair your bank with Coinbase deposit money unpair your bank (I'm not sure if necessary) change back the password Would you consider this approach 100% safe?
Security: Plaid vs Quicken vs Mint - Information Security Stack Exchange Plaid is a service provider, Mint is a service While they're both guilty of doing something security peeps aren't comfortable with, Plaid is a higher-impact example As @schroeder says, however, we'd need to know what criticisms you're looking at to have useful feedback
authentication - Can someone steal money from my bank account if they . . . This question is likely to be country-specific In the US, an account number is generally not enough to steal money from someone's account This is fortunate, because every time you write a check or make a bank payment to someone, they receive your account number However, learning someone's the bank account number is enough to learn their account balance There is an attack that is not widely
Are there joint password accounts? (Like bank accounts) Joint bank accounts don't work that way Each user have their own password and user id and even debit credit card linked to the account if they exist Depending on the type of account you may have "disjunctive" accounts, were each user can do everything, and "conjunctive" were each operation requires approval by all owners So, do you mean a "conjunctive" online account for some service?
What information is shared by an audio bluetooth connection? See: car companies using your location data to sell your driving habits to insurance companies, or Plaid selling people's entire financial transaction history (They may not even want the call history itself, but it contains my contacts, which many companies do desperately want )