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Annual and Aggregate Loan Limits | 2024-2025 Federal Student Aid Handbook Direct Subsidized Loans and Direct Unsubsidized Loans have annual loan limits that vary based on the student’s grade level and (for Direct Unsubsidized Loans) dependency status The annual loan limits are the maximum amounts that a student may receive for an academic year
Student Loan Borrowing Limits For 2025 And 2026 - The College Investor As of writing, you can borrow up to $31,000 in federal student loans But only $23,000 of this total amount can be subsidized loans Independent students don’t appear on anyone else’s tax returns Based on this distinction, you can borrow more than dependent students
Student Loan Limits for Undergraduates, Graduates | Edvisors Private student loans come with an annual limit based on the cost of attendance minus other financial aid, such as federal student loans Undergraduates usually have aggregate loan limits from $75,000 to $120,000, while graduate and professional students may qualify for higher limits
What Is the Limit for Federal and Private Student Loans? | SoFi Federal loans have two different limits: annual and lifetime borrowing limits The lifetime aggregate federal student loan limit for dependent undergraduate students is $31,000, and no more than $23,000 can be in subsidized loans