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Auto Insurance - State of Michigan DIFS Auto InsuranceAs a result of Michigan's new auto insurance law, Michigan drivers have all-new choices and lower cost insurance options With these new options and savings available, there has never been a better time for Michiganders to shop for auto insurance To get started, check out some shopping tips on our website and contact a licensed insurance agent or insurer to apply for a policy
Frequently Asked Questions - State of Michigan Information on Purchasing Auto Insurance On May 30, 2019, Governor Whitmer signed historic bipartisan no-fault auto insurance reform legislation (Public Acts 21 and 22 of 2019) to provide insurance coverage options, lower rates for Michigan drivers while maintaining the highest benefits in the country, and strengthen consumer protections
Your Guide to Automobile Insurance - State of Michigan Automobile Insurance Eligibility Michigan law requires every vehicle owner to purchase automobile insurance and guarantees that automobile insurance will be available to all eligible Michigan citizens An eligible person for automobile insurance is a person who is an owner or registrant of a car registered or to be registered in Michigan or has a valid Michigan driver’s license based The
Department of Insurance and Financial Services - State of Michigan In addition, the Department provides consumer protection, outreach, and financial empowerment and education services to Michigan residents DIFS regulates banks, credit unions, insurance companies, insurance agents, insurance agencies, mortgage licensees, and consumer finance-related entities
Auto Vehicle - State of Michigan Auto Insurance Basics Insurance Misrepresentation: What to Watch For Information on Purchasing Auto Insurance How to Reduce the Cost of Your Car Insurance
Brief Explanation of Michigan No-Fault Insurance Michigan Department of Insurance and Financial Services Quick Facts To drive legally in Michigan, state law requires you to purchase no-fault automobile insurance The financial security that results from being insured is one of the most important reasons to purchase insurance In a serious accident, injuries can amount to hundreds of thousands of dollars in costs to you or your family
Sample Qualified Health Coverage Documentation - State of Michigan Sample Qualified Health Coverage Documentation Michigan’s auto insurance law allows individuals who have Qualified Health Coverage (QHC) to make certain choices regarding their auto no-fault insurance coverage
MICHIGAN’S NEW AUTO INSURANCE LAW Auto insurers and agents are required to give policyholders forms that describe the benefits and risks of the coverage options Drivers may want to consult with an auto insurance agent, insurance company, or financial advisor
Choosing Coverage - State of Michigan The current law requires you to have auto insurance that includes unlimited Personal Injury Protection (PIP) medical coverage to pay for your expenses if you are injured in an auto accident The new auto insurance law allows you to choose a level of medical coverage when your policy is issued or renewed after July 1, 2020
Law Changes - State of Michigan Law ChangesLowers Costs, Maintains Highest Benefits, Increases Consumer Protections Governor Whitmer signed bipartisan auto no-fault legislation to lower costs, maintain the highest coverage options in the country, and strengthen consumer protections Companies are required to reduce statewide average premiums for eight years, and a new fee schedule for medical provider reimbursements will