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Substantial Gainful Activity To be eligible for disability benefits, a person must be unable to engage in substantial gainful activity (SGA) A person who is earning more than a certain monthly amount (net of impairment-related work expenses) is ordinarily considered to be engaging in SGA
How Do We Define Disability? | The Red Book | SSA We use SGA as one of the factors to decide if you are initially eligible for Social Security Disability benefits or SSI If you receive SSDI benefits, we use SGA to decide if your eligibility for benefits continue after you return to work and complete your Trial Work Period (TWP)
Trial Work Period (TWP) | Choose Work! - Ticket to Work - Social Security You may have heard of substantial gainful activity (SGA), but this amount differs from the TWP amount Social Security uses SGA later during your path to financial independence to determine your eligibility for benefits
SSR 83-33 (Rescinded) It was decided that earnings provided an objective and feasible measurement of work Therefore, an earnings test was established and it has been the primary SGA guide since 1958 The SGA Earnings Guidelines are summarized in the table below
Special Rules for Individuals Who Are Blind | The Red Book | SSA < Previous Section Table of Contents Next Section > Special Rules For People Who Are Blind How We Apply Substantial Gainful Activity (SGA) Under SSDI to People Who Are Blind Blind Work Expenses (BWE) (SSI eligible) Comparison of Monthly SSI Payment With BWE Versus IRWE The table below shows how your monthly payment would be affected
If You Are Disabled or Blind | Supplemental Security Income (SSI) | SSA We use the term substantial gainful activity (SGA) to describe a level of work activity and earnings that is both substantial and gainful SGA involves performance of significant physical or mental activities, or a combination of both
2026 Cost-of-Living Adjustment (COLA) Fact Sheet | News | SSA 2026 SOCIAL SECURITY CHANGES Cost-of-Living Adjustment (COLA): Based on the increase in the Consumer Price Index (CPI-W) from the third quarter of 2024 through the third quarter of 2025, Social Security beneficiaries and Supplemental Security Income (SSI) recipients will receive a 2 8 percent COLA for 2026 Other important 2026 Social Security information is as follows:
Ticket to Work Fact Sheet Trial Work Period This Work Incentive is a safeguard during which time Social Security will evaluate your work and earnings based on SGA levels to determine your eligibility for benefits In 2024, SGA is $1,550 for individuals who are not blind If you are blind, SGA in 2021 is $2,490