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Biggest Social Security Changes for 2025 - AARP The COLA isn't the only thing changing for Social Security next year Here are seven important ways Social Security will be different in 2025
5 Benefit Claiming Strategies for Couples - AARP Spousal benefit switch As noted above, if you are eligible for both a spousal benefit and a retirement benefit, Social Security won’t pay you both — you’ll get whichever benefit amount is higher Couples with a wide income disparity can use that to their advantage
How Couples Can Maximize Social Security Income - AARP One may have delayed career pursuits for child-rearing or set them aside for caregiving For such couples, maximizing Social Security income might mean combining retirement and spousal benefits — payments spouses can receive based on their mate’s earnings history rather than their own — and coordinating claims to optimize their payments