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Has anyone requested to be re-rated? (insurance, driving record . . . Has anyone requested to be re-rated for their auto insurance based on their credit score? I just noticed, in the "fine print" section of our insurance renewal, that we can request, once per year, to be re-rated based on our credit scores Our scores have seen a significant improvement over the last year, from about 640--740 for both of us I'm thinking this may be a good time to request a re