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Auto loan rewrite - myFICO® Forums - 1576808 Re: Auto loan rewrite Are you asking about refinancing your auto loan ? Auto loans are installment loans and FICO doesn't weigh the amount of installment debt very heavily at all, so you won't see much score improvement as your balance decreases
Auto Loan Rewrite- Ford Credit - myFICO® Forums - 640655 Auto Loan Rewrite- Ford Credit Good Morning, I am applying for a mortgage and in order to qualify I have to lower my DTI My only debt is a car payment that is $488 a month There is only 15 months left, but right now I do not have the money to pay it off since most of my reserves are going towards a down payment
Rakuten AMEX Auto-LUV! - myFICO® Forums - 6848109 Rakuten AMEX Auto-LUV! My 4th statement for Rakuten AMEX closed today I was initially approved with a $10K SL So far, I've found the card to be great for consistently getting at least 5% cash back when opting in to nearly anything on Rakuten I've been using it a lot at CVS in-store (which is usually 2% or 2 5%, plus the 4% for using the card)
Contract was changed after I signed left the dealership. Understanding that they dealership shouldn't have changed the date, how has this affected your credit? You should have your old account paid off and your new account showing an inception date with your payment history Was the payoff on the old lease made LATE or was the payment on your new lease posted late? What "credit issue" is happening to you? The dealership cannot change your contract
Auto Loans - myFICO® Forums It’s always helpful to get a little advice before committing to an auto loan From loans, leases, approvals and terms, this is your board to talk everything auto loans
Odds of getting approved for Hyundai special financing Credit Score: 718 to 771 Fico auto score AAoA: 4y 4m to 5y # of positive trade lines: 42 # of negative trade lines: 0 Income: 85000 joint with husband Lenght of Employment: 8 years Previous Loan Experience: perfect auto loan Debt-to-Income (DTI): less than 25% Year of Car: 2025 Miles: less than 25
Lexus Financial uses Highest Auto FICO - myFICO® Forums Two of my Auto Fico scores are above 800(Equifax-822, TransUnion-820) and my Experian is 782 Lexus Financial offered me the best interest rate (beating my credit union) here in CA The salesperson said that the dealership uses our highest FICO score I know when financing a home, mortgage banks
Auto loan with no open accounts? BMW FS - myFICO® Forums Auto loan with no open accounts? BMW FS Hello, Long story short My only 2 credit cards were with Chase I got all my accounts closed randomly by them Now my credit report shows 0 open trade lines, 0 available credit, etc However, I have 6 paid off auto loans on my report as well Amounts all ranging from 35k-90k, all in the last 4 years
Bilt to WF Autograph Automatic Conversion? - myFICO® Forums 11-11-2025 01:24 PM Re: Bilt to WF Autograph Automatic Conversion? If it was closed, it's closed and there's nothing to convert If the account is still open, there's nothing for you to do: WF will do it themselves, (the "auto" in "autoconvert",) whenever they're good and ready
Capital One Auto Navigator - too good to be true? Re: Capital One Auto Navigator - too good to be true? If Cap1 pre-quals you, you're good to go The only wrench in the works will be when they do the hard pull If there's been a negative change to your reports since the pre-qual, the rate may go up on the offer On the flip side, if you have positive changes, the rate may go down