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What Is a Savings Account? - NerdWallet What is a savings account? A savings account is a deposit account that typically earns interest, is federally insured and held at a financial institution, such as a bank or credit union
10 Best Checking Accounts for November 2025 High-yield checking accounts aren’t as common as high-yield savings accounts, but some of the accounts on this list offer stellar rates up to 5% APY
5 Best Savings Accounts for Kids of 2025 - NerdWallet You can take a look at NerdWallet’s best savings accounts — they generally have no monthly fees and offer strong rates — and then inquire with the financial institution about its policies