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Overview - LSR It’s easy to apply for a mortgage loan with LSR Use the loan calculator to calculate a loan based on fixed, indexed interest rates, and you’ll see the estimated payment burden, the total cost of the loan, and various other things that are good to keep in mind
Contact us - LSR For pension matters: lifeyrir@lsr is For contributions and private pension savings: idgjold@lsr is For loan matters: lan@lsr is Submitted invoices and related issues: bokhald@lsr is General inquiries: lsr@lsr is Back to top The Pension Fund for State Employees in Iceland
Loan calculator - LSR Due to a Supreme Court ruling in case no 55 2024, LSR will for the time being only process applications for indexed loans with fixed interest rates for the entire loan term
Overview - LSR LSR adopts responsible practices, guided by diligent work, professionalism, and initiative LSR’s sustainability policy outlines the fund’s main priorities regarding sustainability and how these priorities are integrated into its operations
Overview - LSR LSR is both the oldest pension fund in Iceland and the largest in terms of assets The fund has guaranteed its members and their families extensive rights for over 100 years
Investments - Overview - LSR LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return At the same time, efforts are made to limit risk as much as possible with a varied and well-diversified portfolio
Property purchase - LSR Property Loans With LSR There are many things to consider when taking out a property loan, as mortgaging your home and committing to paying off the loan even decades into the future is not a trivial decision
LSR Private Pension - LSR Get a pay raise with private pension savings! When you pay into a private pension, your employer adds 2% to your salary and pays it into the private pension savings That's a direct pay raise for you! That's why everyone should take advantage of private pension savings
Changes to Mortgage Interest Rates - LSR As of November 15, interest rates on new LSR mortgages will change The interest rates for non-indexed loans will decrease by 0 5%, while the interest rates for indexed loans will increase by 0 2%