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Overview - LSR It’s easy to apply for a mortgage loan with LSR Use the loan calculator to calculate a loan based on fixed, indexed interest rates, and you’ll see the estimated payment burden, the total cost of the loan, and various other things that are good to keep in mind
News and announcements - LSR News and announcements LSR Simplifies Private Pension Savings Investment Plans 7 November 2025 LSR will revise its private pension savings investment plans on January 1, 2026, to provide members with clearer choices and increase operational efficiency
Contact us - LSR For pension matters: lifeyrir@lsr is For contributions and private pension savings: idgjold@lsr is For loan matters: lan@lsr is Submitted invoices and related issues: bokhald@lsr is General inquiries: lsr@lsr is Back to top The Pension Fund for State Employees in Iceland
Loan calculator - LSR Due to a Supreme Court ruling in case no 55 2024, LSR will for the time being only process applications for indexed loans with fixed interest rates for the entire loan term
Overview - LSR LSR is both the oldest pension fund in Iceland and the largest in terms of assets The fund has guaranteed its members and their families extensive rights for over 100 years
Investments - Overview - LSR LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return At the same time, efforts are made to limit risk as much as possible with a varied and well-diversified portfolio
LSR Private Pension - LSR Get a pay raise with private pension savings! When you pay into a private pension, your employer adds 2% to your salary and pays it into the private pension savings That's a direct pay raise for you! That's why everyone should take advantage of private pension savings
Pensions - LSR As a LSR fund member, you gain the right to a pension for the rest of your life In addition, the pension premium entitles you to a disability pension if your work capacity is impaired, and in the event of your death, your family may be entitled to a spouse's and child's pension
Upon the start of employment - LSR At such a turning point, it is always good to take stock of your pension matters and the services that LSR has to offer to assess whether everything is in order